NEED FOR HOUSING
You must not have previously owned a home
You must be homeless or living in substandard housing
ABILITY TO PAY
Your debt to income ratio cannot be greater than 43%
Your annual household income must fall within the ranges of the Income Guidelines
WILLINGNESS TO PARTNER
You must have lived in Denton County for at least the past 12 months
You must be willing to invest 350/400 “sweat equity hours” of time into building your own house, other Habitat partner families’ houses, attending future homeowner workshops, and participating in other community service activities approved by Habitat.
All applicants who are accepted into the Homeownership Program are subject to re-qualify every six months until they close on their home.