Homeowners can use this website to create an account and submit their application.
This program gives eligible homeowners grants to cover past due mortgage payments, up to three (3) months of future mortgage payments, property taxes, insurance, homeowner/condo association fees, past due utility payments, and up to three (3) months of prospective utility payments. Eligible utility payments include electricity, natural gas, propane, water, and wastewater. The program is administered by the Texas Department of Housing and Community Affairs (TDHCA) with funding provided by the Homeowner Assistance Fund under the American Rescue Plan Act of 2021.
Examples of Required Documents:
Identification card, like a driver’s license
Past due mortgage statement, property tax statement, insurance statement, and/or homeowner/condo association statement
Proof of occupancy, like a utility bill
Income documentation, like paystubs.
There are income eligibility requirements, and you can answer questions online to determine if you will qualify.
Properties available for assistance:
• Single-family (attached or detached) property
• Condominium unit
• 1 to 4-unit property where homeowner lives in a unit as their primary residence
• Manufactured home permanently affixed to real property and taxed as real estate
• Mobile home not permanently affixed to real property
For any of the above property types, the original principal balance of the mortgage must not be more than the conforming loan limit.
There is FAQ information that answers many questions regarding eligibility and guidelines.